Exploring financing mechanisms for addressing climate change induced losses and damages to the vulnerable communities of Uttor Anderchar of Sahebrampur Union in Kalikini upazila of Madaripur district, Bangladesh.

Riverbank Erosion an endemic and recurrent natural hazard in Bangladesh in addition to potential threats of global warming related sea level rise problem. The majority of the affected people perceive riverbank erosion as a natural phenomenon. Uttor Anderchar of Sahebrampur Union is a traditional area formed on the banks of Arial Khan river in Kalikini upazila of Madaripur district. The Arial Khan river is a distributary of the Padma river. The river maintains a meander channel throughout its course and it is erosional in nature. It has disastrous socio-economic effects. The degree of economic loss and vulnerability of population due to river bank erosion of Arial Khan river has dramatically increased in recent years. The impact of land loss involves primarily the loss of homestead land, housing structures, crops, cattle, trees and household utensils. Loss of homesteads forces people to move to new places without any option and puts them in disastrous situations. River bank erosion affects people, irrespective of farm sizes. Riverbank erosion causes setback for village agriculture. Along with homestead settlements, it erodes farmland, infrastructure and the communication system. It affects the crop income of vulnerable groups